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General Insurance Partner

Zurich Kotak General Insurance

Zurich Kotak General Insurance is the first Indian general insurer with a global insurance major as controlling shareholder, after Zurich Insurance Group acquired its majority stake in 2024.

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Company Facts
Founded 2015

Operating in the Indian market since 2015

Mumbai

Registered and headquartered in Mumbai

Ownership

Zurich Insurance Group and Kotak Mahindra Bank

IRDAI Registered

Licensed general insurer regulated by IRDAI

2015Founded
MumbaiHeadquarters
GeneralInsurance Segment
IRDAIRegistered Insurer
Profile

About Zurich Kotak

Zurich Kotak General Insurance is the first Indian general insurer with a global insurance major as controlling shareholder, after Zurich Insurance Group acquired its majority stake in 2024. It combines Kotak's domestic distribution with Zurich's international commercial underwriting capability.

Full NameZurich Kotak General Insurance
SegmentGeneral Insurance
Founded2015
HeadquartersMumbai
OwnershipZurich Insurance Group and Kotak Mahindra Bank
Official Websitezurichkotak.com
Placement

Lines We Place With Zurich Kotak

The newest global entrant on our panel: we bring Zurich Kotak to liability and commercial-property placements that benefit from Zurich's international programme alignment.

01
Liability Lines
Public liability, product liability, commercial general liability and directors & officers covers.
02
Property & Fire
Standard fire and special perils, business interruption and industrial all risks for plants, warehouses and offices.
03
Engineering & CAR
Contractors all risk, erection all risk and machinery breakdown for projects and installed plant.
04
Marine Cargo
Inland and international transit covers, open policies and sales turnover structures for importers, exporters and manufacturers.
05
Group Health & Benefits
Group mediclaim, group personal accident and top-up structures for employee benefit programmes.
06
Commercial Motor & Fleet
Goods carrying vehicles, passenger fleets and construction equipment with claims-managed renewals.
Claims

Claims Track Record

Latest verified IRDAI claim-settlement figures for this insurer are pending publication here. We only show numbers we can trace to the regulator's annual report, never estimates.

Insurer selection at RFS is never based on a single metric. We weigh claims behaviour on risks like yours, wording quality, engineering support and pricing before recommending a market.

Want Zurich Kotak on your shortlist?

Tell us about your risk and we will tell you honestly whether Zurich Kotak is the right market for it, and at what terms.

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Company names and logos belong to their respective owners and are shown to identify insurers RFS places business with. RFS is an independent insurance advisory firm and is not affiliated with or endorsed by any insurer. Headquarters photo: Quai Zurich Campus, Zurich — Zurichmediarelations, CC BY-SA 4.0, via Wikimedia Commons.