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Important information about the content of this website and the services described on it.
The information on this website is provided for general guidance about insurance and risk. It is not advice for your specific situation and should not be relied on as such. Any decision about cover should be made after a proper discussion of your needs with us and after reading the relevant policy documents.
Descriptions of products and cover on this website are summaries. The cover that actually applies in any case is governed by the policy wording issued by the insurer, including its terms, conditions, limits and exclusions. Cover is subject to acceptance and underwriting by the insurer. Nothing on this website is an offer or a guarantee of cover, of a particular premium, or of the outcome of any claim.
Any premium guidance shown on this website, including the guide to what shapes a premium in our quote request tool, is indicative only. It explains the factors an advisor weighs and does not state a price. It is not a quotation and does not bind us or any insurer. Your premium is confirmed by the insurer after a full review of your requirements.
The claim-settlement chart on our homepage shows the share of claims paid within three months of intimation by leading private general insurers, taken from the IRDAI Handbook on Indian Insurance Statistics 2024-25, Table 53, published 3 February 2026. These figures are reproduced from the regulator's published data and are not our own measurements or estimates. Where a figure is not yet verified it is marked as such rather than shown. The chart's horizontal scale is drawn from 80 to 100 percent so that differences between high-performing insurers are visible, and the exact percentage is always shown beside each insurer.
Claim-settlement performance is one input among several we weigh when recommending an insurer, alongside wording quality, engineering and claims service, and price. A high settlement rate is not a promise about the outcome of any individual claim, which depends on the policy wording and the facts of the loss. The comparative life-insurer benchmark figures, with the source and study period, are set out below.
Loading the latest published figures.
Rakshit Financial Services is an IRDAI-registered insurance intermediary in India. We act within the scope of our registration. Details of our registration are set out on our regulatory and registration information page.
The names and logos of insurance companies shown on this website are the property of their respective owners. They are shown to indicate the insurers we work with and do not imply any endorsement by them of this website.
Where this website links to external sites, such as the regulator's website, those sites are not under our control. We are not responsible for their content or their privacy practices.
Raksha AI is the proprietary AI assistant of Rakshit Financial Services. It provides general information to help you understand insurance and is not a substitute for advice from a licensed advisor. Raksha AI does not make coverage or claims decisions, does not bind cover, and any figures it discusses are indicative only. For anything specific to your situation, please speak to an RFS advisor.
While we take care to keep the information on this website accurate and current, we do not warrant that it is complete, accurate or up to date at all times. To the extent permitted by law, we are not liable for any loss arising from reliance on the information on this website.
This website and this disclaimer are governed by the laws of India. Any dispute relating to them is subject to the jurisdiction of the courts of Udaipur, Rajasthan.
For any question about this disclaimer, contact us at info@rakshitinsurance.com or +91 92514 56334.
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