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IRDAI data · Handbook 2024-25 · published 3 February 2026

IRDAI Handbook on Indian Insurance Statistics 2024-25

The Handbook on Indian Insurance Statistics is IRDAI's annual statistical publication. The 2024-25 edition, published on 3 February 2026, holds 110 tables in 6 parts, from insurer-wise claims and solvency to distribution channels, as Excel workbooks in one zip file.

Where to get it, every table it contains with IRDAI's own numbering, which ones we publish as ranked pages, and what to watch for when reading it.

Written by Parul Bhargava · Founder and Principal Advisor, advising since 2004

Where to get it

IRDAI publishes the Handbook on its Handbook page. The 2024-25 edition is a single zip of 7 Excel workbooks (Index 2024-25, Part I, Part II, Part III, Part IV, Part V, Summary), not a PDF: download the zip from irdai.gov.in. The site is often slow; a second attempt usually succeeds. IRDAI last issued the Handbook as a PDF for 2019-20; every edition since 2020-21 has been a zip of workbooks (checked on IRDAI's Handbook page, 7 October 2026).

Figures from this edition

• General and health insurers wrote ₹3,07,611 crore of gross direct premium in FY2024-25 (Table 41). By insurer and line.
• Health insurers paid out 87% of net earned premium in claims (Table 62). Every insurer.
• LIC settled 97.59% of 869,086 individual death claims (Table 15). Every insurer.

Every table in the 2024-25 edition

IRDAI's own numbering and titles, from the index workbook in the zip. Where we publish a table as a ranked page, with every insurer and the arithmetic shown, it is linked.

Summary (5 tables)

Part I: Life Insurance (38 tables)

Part II: Non-life Insurance (19 tables)

Part III: Health Insurance (21 tables)

Part IV: Reinsurance (12 tables)

Part V: Insurance Distribution Channels (15 tables)

Reading the Handbook without being misled

Units change from table to table. The health and personal accident claims tables are in rupees lakh; the premium-by-line table is in rupees crore. Check the unit line under every table title before comparing two of them.

Compute ratios from the counts, not from the percentage rows. In the 2024-25 edition the percentage row for one life insurer in Table 15 repeats another insurer's figures; the absolute claim counts beside it are correct.

Figures relate to insurers as they were then constituted, under the names they used. Several have since been renamed or merged, so the same company can appear under two names across editions.

Each edition describes the financial year before it was published: the 2024-25 edition, published on 3 February 2026, covers the year to 31 March 2025. The state-wise tables also change layout from year to year, so a column that held one measure last year may hold another this year.

What the Handbook does not cover

Individual products and their wordings are not in it. Those are in IRDAI's product register, which we publish by insurer as the policy wording library.

The product register: policy wordings of every general insurance product.

Frequently asked questions