Universal Sompo pairs Japan's Sompo Holdings with a consortium of Indian public and private sector banks.
Operating in the Indian market since 2007
Registered and headquartered in Mumbai
Sompo Japan with Indian banks
Licensed general insurer regulated by IRDAI
Universal Sompo pairs Japan's Sompo Holdings with a consortium of Indian public and private sector banks. The insurer writes property, motor, health, crop and commercial lines, with bancassurance access through its promoter banks' branch networks.
We use Universal Sompo mainly for SME property packages and commercial motor, where Sompo Japan's underwriting sits behind pragmatic, bank-distributed products.
Latest verified IRDAI claim-settlement figures for this insurer are pending publication here. We only show numbers we can trace to the regulator's annual report, never estimates.
Insurer selection at RFS is never based on a single metric. We weigh claims behaviour on risks like yours, wording quality, engineering support and pricing before recommending a market.
Tell us about your risk and we will tell you honestly whether Universal Sompo is the right market for it, and at what terms.


Company names and logos belong to their respective owners and are shown to identify insurers RFS places business with. RFS is an independent insurance advisory firm and is not affiliated with or endorsed by any insurer. Headquarters photo: Sompo Japan Building, Shinjuku, Tokyo — Kentin, CC BY-SA 3.0, via Wikimedia Commons.
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