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General Insurance Partner

HDFC ERGO General Insurance

HDFC ERGO combines one of India's strongest banking franchises with the underwriting depth of Munich Re's ERGO.

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Company Facts
Founded 2002

Operating in the Indian market since 2002

Mumbai

Registered and headquartered in Mumbai

Ownership

HDFC Bank and ERGO (Munich Re)

IRDAI Registered

Licensed general insurer regulated by IRDAI

2002Founded
MumbaiHeadquarters
GeneralInsurance Segment
IRDAIRegistered Insurer
Profile

About HDFC ERGO

HDFC ERGO combines one of India's strongest banking franchises with the underwriting depth of Munich Re's ERGO. The insurer writes retail and commercial lines including property, marine, liability, health and rural portfolios, and consistently ranks among the fastest claim settlers in the market.

Full NameHDFC ERGO General Insurance
SegmentGeneral Insurance
Founded2002
HeadquartersMumbai
OwnershipHDFC Bank and ERGO (Munich Re)
Official Websitehdfcergo.com
Placement

Lines We Place With HDFC ERGO

We shortlist HDFC ERGO most often for mid-to-large property programmes and group health schemes, where the ERGO (Munich Re) underwriting lineage and wide retail-to-corporate range both count.

01
Property & Fire
Standard fire and special perils, business interruption and industrial all risks for plants, warehouses and offices.
02
Group Health & Benefits
Group mediclaim, group personal accident and top-up structures for employee benefit programmes.
03
Marine Cargo
Inland and international transit covers, open policies and sales turnover structures for importers, exporters and manufacturers.
04
Liability Lines
Public liability, product liability, commercial general liability and directors & officers covers.
05
Engineering & CAR
Contractors all risk, erection all risk and machinery breakdown for projects and installed plant.
06
Commercial Motor & Fleet
Goods carrying vehicles, passenger fleets and construction equipment with claims-managed renewals.
Claims

Claims Track Record

Latest verified IRDAI claim-settlement figures for this insurer are pending publication here. We only show numbers we can trace to the regulator's annual report, never estimates.

Insurer selection at RFS is never based on a single metric. We weigh claims behaviour on risks like yours, wording quality, engineering support and pricing before recommending a market.

Want HDFC ERGO on your shortlist?

Tell us about your risk and we will tell you honestly whether HDFC ERGO is the right market for it, and at what terms.

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Company names and logos belong to their respective owners and are shown to identify insurers RFS places business with. RFS is an independent insurance advisory firm and is not affiliated with or endorsed by any insurer. Headquarters photo: Munich Re headquarters (ERGO parent), Munich — Carsten Steger, CC BY-SA 4.0, via Wikimedia Commons.