← Back to RFS homepage
Home›Insurer Network›Aditya Birla Sun
Life Insurance Partner

Aditya Birla Sun Life Insurance

Aditya Birla Sun Life Insurance pairs one of India's largest conglomerates with Canada's Sun Life Financial.

Get a Quote via RFS → Speak to an Advisor
Company Facts
Founded 2000

Operating in the Indian market since 2000

Mumbai

Registered and headquartered in Mumbai

Ownership

Aditya Birla Capital and Sun Life

IRDAI Registered

Licensed life insurer regulated by IRDAI

2000Founded
MumbaiHeadquarters
LifeInsurance Segment
IRDAIRegistered Insurer
Profile

About Aditya Birla Sun

Aditya Birla Sun Life Insurance pairs one of India's largest conglomerates with Canada's Sun Life Financial. It offers protection, savings and pension products and is a significant writer of group term and gratuity funding schemes for employers.

Full NameAditya Birla Sun Life Insurance
SegmentLife Insurance
Founded2000
HeadquartersMumbai
OwnershipAditya Birla Capital and Sun Life
Official Websitelifeinsurance.adityabirlacapital.com
Placement

Lines We Place With Aditya Birla Sun

Aditya Birla Sun Life features most in our employee-benefit and gratuity placements, drawing on the group's own decades of running large workforce programmes.

01
Employee Benefit Schemes
Structured benefit programmes that help employers attract and retain talent.
02
Gratuity & Retirement Funding
Funding solutions for statutory gratuity and superannuation obligations.
03
Group Term Life
Annually renewable group term schemes giving employees meaningful life cover at employer-negotiated rates.
04
Key Person Cover
Term protection on founders and critical executives, with sums insured matched to their economic value.
05
Credit & Loan Cover
Group credit life that extinguishes outstanding loans if a borrower or promoter dies during the term.
06
Promoter & Partner Protection
Buy-sell funding and partnership insurance so a death does not destabilise the shareholding.
Claims

Claims Track Record

98.65%of individual death claims settled in FY2024-25, by number of policies (6,361 claims)

By benefit amount the ratio was 96.22%. FY2023-24: 98.4%, FY2022-23: 98.12%. Ranked 15 of 22 life insurers on number of claims settled. Source: IRDAI Handbook on Indian Insurance Statistics 2024-25, Table 15, published by IRDAI on 3 February 2026. Claim settlement ratio of every life insurer in India.

Solvency ratio 1.88 as at March 2025, against IRDAI's minimum of 1.50 (1.78 a year earlier): whether it could still pay after a very bad year. Solvency ratio of every insurer.

Insurer selection at RFS is never based on a single metric. We weigh claims behaviour on risks like yours, wording quality, engineering support and pricing before recommending a market.

Want Aditya Birla Sun on your shortlist?

Tell us about your risk and we will tell you honestly whether Aditya Birla Sun is the right market for it, and at what terms.

Request a Proposal →
Insurer Network

More Insurers We Work With

Tata AIA Life Insurance
Life insurance partner in the RFS placement network.
View profile →
ICICI Lombard General Insurance
General insurance partner in the RFS placement network.
View profile →
Bajaj General Insurance
General insurance partner in the RFS placement network.
View profile →

Company names and logos belong to their respective owners and are shown to identify insurers RFS places business with. RFS is an independent insurance advisory firm and is not affiliated with or endorsed by any insurer. Headquarters photo: Sun Life Building, Montreal — Jeangagnon, CC BY-SA 3.0, via Wikimedia Commons.