Who is accountable for this advice
Guidance on this site is written and reviewed by named advisors, not by an anonymous desk. Insurance decisions carry real financial consequences, so you should know who stands behind the advice.
Founder and Principal Advisor · advising since 2004
Parul Bhargava founded Rakshit Financial Services in Udaipur in 2004 and has spent 22 years advising Indian businesses and families on what to insure and how. The practice is independent: it compares cover and wording across India's insurers rather than representing one, and it is paid by the insurer rather than by the client. Most of the work is commercial lines for manufacturing, marine and industrial clients across Rajasthan and India, and standing with them when a claim is disputed.
Lines handled personally: Fire and allied perils · Business interruption · Marine cargo and inland transit · Workmen compensation and employee benefits · Liability and engineering cover · Claims advocacy