Practical notes on Indian insurance from an IRDAI-registered advisory: claim guides, comparisons, what actually drives a premium, and plain-English explanations. Published daily.
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Group health insurance premiums for employers are driven by several key factors that underwriters consider when determining the cost of coverage. The age and health profile of the employees are…
The insurance regulatory landscape in India is constantly evolving, with the Insurance Regulatory and Development Authority of India (IRDAI) regularly introducing reforms to enhance the insurance…
When filing a marine cargo claim, it is essential to act quickly and follow the correct procedures to ensure a smooth and efficient process. 1. In the first hours after discovering the loss or…
The cost of a fire insurance policy in India is determined by several key factors that underwriters consider when assessing the risk of a particular property. The type of property being insured is…
The recent white paper seeking insurance reforms, including the proposed Ayushman Bharat fertility cover, aims to improve access to In Vitro Fertilization (IVF) treatments in India. This development…
Fire insurance is a type of non-life insurance that protects policyholders against financial losses resulting from damage to their property caused by fire, lightning, or other specified perils. The…
India's health insurance market has reached a significant milestone, with premiums crossing ₹1.2 lakh crore. This growth is a testament to the increasing awareness of health insurance among…
Commercial vehicle insurance is a type of insurance policy that is designed to protect the financial interests of transporters in India who own and operate commercial vehicles. This type of insurance…
As India's insurance landscape continues to evolve, the recent directive from the Insurance Regulatory and Development Authority of India (IRDAI) has brought to the forefront the importance of a fair…
IDV, or Insured Declared Value, is a crucial component of car insurance policies in India. It represents the maximum amount that an insurance company will pay to the policyholder in the event of a…
As India's insurance industry continues to grow, a recent report by Reuters highlights the success of SBI Life in posting higher profits. While this news may be encouraging for investors, it also…
A public liability insurance policy is designed to protect business owners from potential lawsuits and financial losses in case of accidents or injuries to customers, employees, or third-party…
As reported by CNBC TV18, the life insurance sector in India has been witnessing a steady growth trend in recent years. Despite this, the sector's stocks have been undervalued, presenting an…
As a business owner, you're likely aware of the importance of protecting your company from various risks. However, with the increasing reliance on technology and digital data, cyber threats have…
The Association of Indian Insurers (AIIA) has signed a Memorandum of Understanding (MoU) with the General Insurance Council (GIC) to enable cashless Ayurveda treatment for policyholders. This…
A cyber insurance policy is a type of non-life insurance that protects small businesses in India against financial losses resulting from cyber-attacks, data breaches, and other cyber-related risks.…
The Insurance Regulatory and Development Authority of India (IRDAI) has recently issued a circular that mandates the listing of insurance brokers in the country. This move aims to increase…
Contractors All Risk Insurance is a type of insurance policy designed to protect contractors and builders from unforeseen risks and losses during construction projects. This policy provides…
A recent judgment by the National Consumer Dispute Redressal Commission (NCDRC) has brought forth a significant development in the realm of insurance law in India. In the case of Kupwara Consumer…
Business interruption insurance is a type of non-life insurance that protects small and medium-sized enterprises (SMEs) from financial losses due to unexpected interruptions in their business…
A recent survey highlights a concerning trend in the Indian health insurance market: a significant majority of policyholders are unable to switch from their existing plan. This issue stems from a…
As the Indian insurance sector continues to evolve, regulatory bodies like the Insurance Regulatory and Development Authority of India (IRDAI) play a crucial role in shaping the industry's…
As the Indian government continues to strengthen its social security framework, business owners and families are seeking clarity on how this impacts their existing insurance plans. In recent years,…
Workmen compensation insurance in India is a type of insurance policy that provides financial assistance to employees who suffer injuries or illnesses while performing their job duties. It is…