Rakshit Financial ServicesInsurance broker · Udaipur

← rakshitinsurance.com

RFS Insights

Practical notes on Indian insurance from an IRDAI-registered advisory: claim guides, comparisons, what actually drives a premium, and plain-English explanations. Published daily.

Browse: Insurance guides · Insurance comparisons · Claim guides · Insurance terms explained · What drives insurance premiums · Market briefings

Glossary of insurance terms · Insurer claim-settlement data · Market share by insurer · All questions answered · RSS

Briefing · 2026-07-29

White paper seeks insurance reforms, Ayushman Bharat fertility cover to improve IVF access

The recent white paper seeking insurance reforms, including the proposed Ayushman Bharat fertility cover, aims to improve access to In Vitro Fertilization (IVF) treatments in India. This development…

Comparison · 2026-07-29

Fire insurance vs burglary insurance

Fire insurance is a type of non-life insurance that protects policyholders against financial losses resulting from damage to their property caused by fire, lightning, or other specified perils. The…

Briefing · 2026-07-28

India's Health Insurance Premiums Cross ₹1.2 Lakh Crore, Sector Grows at 9%

India's health insurance market has reached a significant milestone, with premiums crossing ₹1.2 lakh crore. This growth is a testament to the increasing awareness of health insurance among…

Guide · 2026-07-28

Commercial Vehicle Insurance for Transporters in India

Commercial vehicle insurance is a type of insurance policy that is designed to protect the financial interests of transporters in India who own and operate commercial vehicles. This type of insurance…

Briefing · 2026-07-27

India: Insurers will have the last word on health insurance claims

As India's insurance landscape continues to evolve, the recent directive from the Insurance Regulatory and Development Authority of India (IRDAI) has brought to the forefront the importance of a fair…

Briefing · 2026-07-24

India's SBI Life posts higher profit on higher insurance premiums

As India's insurance industry continues to grow, a recent report by Reuters highlights the success of SBI Life in posting higher profits. While this news may be encouraging for investors, it also…

Guide · 2026-07-24

Public Liability Insurance for Shops and Restaurants

A public liability insurance policy is designed to protect business owners from potential lawsuits and financial losses in case of accidents or injuries to customers, employees, or third-party…

Briefing · 2026-07-23

Life insurance stocks in India are valued less despite good growth

As reported by CNBC TV18, the life insurance sector in India has been witnessing a steady growth trend in recent years. Despite this, the sector's stocks have been undervalued, presenting an…

Guide · 2026-07-23

Does my business need cyber insurance

As a business owner, you're likely aware of the importance of protecting your company from various risks. However, with the increasing reliance on technology and digital data, cyber threats have…

Briefing · 2026-07-22

Ayurveda Treatment Coverage Now More Comprehensive

The Association of Indian Insurers (AIIA) has signed a Memorandum of Understanding (MoU) with the General Insurance Council (GIC) to enable cashless Ayurveda treatment for policyholders. This…

Guide · 2026-07-22

Cyber Insurance for Small Business in India

A cyber insurance policy is a type of non-life insurance that protects small businesses in India against financial losses resulting from cyber-attacks, data breaches, and other cyber-related risks.…

Briefing · 2026-07-21

Listing of Insurance Brokers in India: The Need for an Explicit Framework

The Insurance Regulatory and Development Authority of India (IRDAI) has recently issued a circular that mandates the listing of insurance brokers in the country. This move aims to increase…

Guide · 2026-07-21

What is contractors all risk insurance

Contractors All Risk Insurance is a type of insurance policy designed to protect contractors and builders from unforeseen risks and losses during construction projects. This policy provides…

Briefing · 2026-07-20

Insurance Regulatory Moves: A Shift in Favor of Policyholders

A recent judgment by the National Consumer Dispute Redressal Commission (NCDRC) has brought forth a significant development in the realm of insurance law in India. In the case of Kupwara Consumer…

Guide · 2026-07-20

Business Interruption Insurance for Indian SMEs

Business interruption insurance is a type of non-life insurance that protects small and medium-sized enterprises (SMEs) from financial losses due to unexpected interruptions in their business…

Briefing · 2026-07-19

Health Insurance: 63% Policyholders Unable to Switch from Their Plan

A recent survey highlights a concerning trend in the Indian health insurance market: a significant majority of policyholders are unable to switch from their existing plan. This issue stems from a…

Briefing · 2026-07-18

Insurance Arbitration In India: Judicial Developments, IRDAI Reform And Road Ahead

As the Indian insurance sector continues to evolve, regulatory bodies like the Insurance Regulatory and Development Authority of India (IRDAI) play a crucial role in shaping the industry's…

Briefing · 2026-07-17

Explainer - Social security coverage in India

As the Indian government continues to strengthen its social security framework, business owners and families are seeking clarity on how this impacts their existing insurance plans. In recent years,…

Guide · 2026-07-17

Is workmen's compensation insurance mandatory in India?

Workmen compensation insurance in India is a type of insurance policy that provides financial assistance to employees who suffer injuries or illnesses while performing their job duties. It is…

Briefing · 2026-07-15

Sompo Sees India as Strategic Growth Market Amid Insurance Reforms

As India's insurance landscape continues to evolve, Sompo, a Japanese insurer, has identified the country as a strategic growth market. This move is largely attributed to the ongoing insurance…

Guide · 2026-07-15

How to file a fire insurance claim in India

Filing a fire insurance claim in India can be a complex and time-consuming process, but with the right knowledge and preparation, you can navigate it smoothly. Fire insurance is a type of property…

Briefing · 2026-07-14

India insurance unit ranks second place in grievance handling

Insurance regulatory bodies in India have been working tirelessly to improve the overall customer experience and ensure timely resolution of grievances. As per the latest reports, the insurance unit…

Guide · 2026-07-13

Fire Insurance for Factories in India Explained

A fire insurance policy for factories in India is a type of non-life insurance that provides financial protection against losses or damages caused by fire, lightning, or other related perils. This…

Briefing · 2026-07-12

Forbes 2026 World's Best Life Insurance Companies List

As Indian business owners and families continue to navigate the complexities of financial planning, one often-overlooked aspect is the decision-making process behind purchasing life insurance. With…

← Newer · Page 3 of 4 · Older →